Unless you drive a tractor on a farm, you need auto insurance. It's just not the law it's also the smart thing to do to protect yourself and your family. Call us today to find out just how affordable your policy can be.
Santa Cruz Auto Insurance
Your Santa Cruz County Agent
Recent statistics have revealed that 30% of Santa Cruz county residents are currently driving without auto insurance. It is estimated that around 40% of Santa Cruz county residents are only carrying the legally required state minimum. The minimum limits for California are 15/30/5. That means if you are hit by a driver with those limits, there is only $15,000 to pay your medical expenses, and $5,000 to repair the damage they caused.
For example: You carry auto insurance limits of 100/300/100 and are in an accident and sustain bodily injuries. The other driver is deemed at fault for the loss but only carries the state minimum. Do you believe that his current $15,000 max per person would cover a couple of day’s stay at Dominican Hospital? It doesn’t take a rocket scientist to realize that the other driver was underinsured. In this case if you had underinsured motorist coverage it would compensate for the other driver’s deficient liability coverage. Farmers Insurance provides the coverage of uninsured motorist and underinsured motorists to make sure you are always covered.
Our auto insurance policy could include any/all of the following:
- Liability
- Property Damage
- Medical Coverage
- Comprehensive Coverage
- Collision Coverage
- Glass Deductible Buybacks ($100 deductible)
- Towing and Emergency Repairs
- Loss of Use Coverage
- Rental Reimbursement Coverage
- Extended Coverage for Theft to Stereo, Tapes, etc.
Call us today for a free quote.
