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Santa Cruz is all about staying active. But while staying active is the best thing you can do for your health, a good health insurance policy can keep you from being devastated by a "financial wipeout".

Living Healthy & Taking Risks


Preventing Accidents in America's Most Underinsured Segment

Health problems are most commonly thought of as something reserved for the weak, young, overweight or old. Accidents like broken bones, concussions, stiches, and trauma related injurys are commonly reserved for the young, fit, and active. This accident prone group ages 20 to 40, also happens to be America’s most underinsured segment of the population. Being young is great we are typically in a problem free health zone; backs, hearts and brains still have low mileage, and our body merely requires maintenance. If you don’t have a preexisting condition you’re probably not losing sleep about your lack health insurance.

Take Control Life's Uncertainties

As lots of young active adults are today, there is a good chance you are probably looking after your body. By controlling the aspects of your health you can, such as diet, exercise and maintaining an active life style. But what about the aspects of your personal health you can’t control? Whether you’re a biker, skier, surfer, hiker, or midnight dancer we are all exposed to the same uncertainties’ of life. The reality is accidents do happen and when they do we lose control over our life. It could be as simple as slipping of a curb and breaking ones wrist, resulting in a bill what can cripple you for years to come.

Prevent Devastating Financial Loss

Modern healthcare is not getting cheaper and simple problems such as broken bones, ambulance rides, and stitches all easily exceed most individual’s budgets by running into tens of thousands and potentially more. By taking out an insurance policy which safe guards you against the unknown you can protect your most valuable assets. While you might not be in a position to afford a full health coverage plan, you certainly can’t afford to place your financial future in jeopardy.

Christensen and Ebert Insurance can help get you the best insurance plan for the money, work with your budget, and give you the best advice available on catastrophic insurance plans for the unthinkable. Call us today at 831-475-1162 and ask for Kim or Candace.

For Group Quotes please call us for a quote.

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